Living With Our Rapido 963f Le Randonneur Motor Home.

Tuesday, 24 December 2013

Merry Christmas!

MERRY CHRISTMAS


AND A HAPPY NEW YEAR
Back with another story on the 27th.

Saturday, 14 December 2013

Now Spain Clamps Down On Private Holiday Lets.

During the Autumn we researched all possibilities of spending extended time in warmer climes to escape our seemingly continuous atrocious weather. We researched property ownership, as well as rental, motor home or caravan camping, and even just hotel stays, all in Southern Spain, as it offers the right climate and the convenience of cheap travel to and from the UK.


A beautiful private apartment rental right on the beach at Cabo de Gata
What we discovered was an ever increasing minefield of bureaucracy, often with rules and regulations implemented by central government, only to be largely ignored at local level, often with disastrous results for the unwary. Our conclusion was that all this was probably due to a failed economy trying to glean additional revenue wherever possible, with methods that are often poorly thought through and in the end detrimental to all.
I explored many of the various aspects in previous recent posts here, but briefly mentioned a new issue HERE back in November that could affect us, even though our final decision was simply to rent a private apartment as tourists next Autumn.
This is an article from the Daily Mail today, Saturday, 14th. December 2013, that highlights the coming problem for Britons who own holiday villas and apartments and want to continue to rent them out for part of the year to cover their costs.

Britons with holiday homes in France and Spain to be banned from renting them.

A move to the warmer climes of perhaps Bournemouth is starting to look much more appealing! 

Monday, 2 December 2013

Anyone For A Hire Boat Holiday?

To take us on to a lighter note than the subject of my previous post is this little video log of Meg Williams' 4 day break on the Trent and Mersey Canal in May 2013, taken from Youtube.

From the video, the boat is Wrenbury Navigator, which used to be part of the Welsh Gateway hire fleet at Nantwich Marina, before all their boats were sold off, most being bought by Middlewich Narrowboats, to become their premium 'Navigator Fleet' for the 2013 season.

Here is a link to The Middlewich Narrowboats Website.

There are other good hire fleets in the area, Cheshire Cat Narrowboat Holidays, based at Overwater Marina, and Marine Cruises, based at Swanley Bridge Marina, with many more based on the Llangollen Canal.

Sunday, 1 December 2013

Successions in Spain - Inheritance Law.

This is my final post on the results of my own research into possibly spending extended periods of time in Spain to escape the dire Winter weather of the UK. I have already shared the possibilities of succumbing to unfavourable taxation, with laws changing on an almost daily basis to assist the Spanish authorities in their quest to find additional revenue to claw their way out of the financial mire. I have also re-reported more substantial news reports of UK retirees who have come dramatically unstuck, often through no fault of their own, when buying and owning Spanish property.
Now I will turn to the life event that no-one likes to talk about. What would happen in the event of the death of one of the parties who had chosen to live in Spain after retirement.


The subject is extremely complex to say the least, but should be explored in depth with the assistance of a trusted financial advisor who is well versed in Spanish law, before deciding on a permanent or semi-permanent move to Spain, or any other country for that matter.

Rather than discuss the complexities here, I will provide a link to an official website funded by the European Commission Programme. This page will direct you to the basics of what you need to be aware of prior to seeking advice. It will allow you to ask competent questions. Much of the problem relates to differences between Spanish and UK inheritance laws relating to property. There are ways of providing a satisfactory solution, but it will have to be tailored to ones own circumstances. Whatever happens, the subject should not just be ignored, with the draw of the sun and sangria blinkering your judgement.

Successions In Europe - Succession Law In 27 Different European Countries.

As for us, I think we have now decided to stay with narrowboat ownership and continue to explore the UK during Summer, with foreign travel taken in short bursts during the Winter, with a month's stay in a rented Spanish apartment already planned for October 2014.

As with all my posts, this is just my own opinion, and posted for information only, after I had made my own decisions based on my own research.

My apologies for the image I used to enhance this post. It is from my collection of family history images. Anyone who researches their own family history will know that within a very short time you build up albums of gravestone images!